First-Time Buyer Strategy
Stop renting. Start owning. We help you navigate your first purchase with confidence and clarity.
The Smart Way to Buy
Buying your first home is the biggest financial decision of your life. Don't just buy a house, buy a smart investment. We teach you how to look at potential appreciation, resale value, and future rental potential.
Loan Options Explained
Best for lower credit scores and multifamily house hacking.
Standard loan with lower mortgage insurance costs for good credit.
Exclusive benefit for veterans and active military. No down payment.
Your Journey to Homeownership
Strategy Call
We map out your goals & budget.
Pre-Approval
Secure your buying power.
The Search
Tour top-tier properties.
Negotiate
We win the best deal.
Closing
Get your keys & celebrate!
Common Questions
Can I really invest with my first home?
Absolutely. By buying a small multifamily property (2-4 units) or a home with an ADU, you can generate rental income immediately while living in one unit.
Do I need 20% down for a multifamily?
No! As an owner-occupant, you can use FHA (3.5% down) or Conventional (5% down) loans to buy up to 4 units. You don't need 'investor' down payments.
How does rental income help me qualify?
Lenders can often use 75% of the projected rental income from the other units to boost your qualifying income, helping you afford a better property.
What if I don't want to be a landlord?
We connect you with top-tier property management providers to handle all the logistics including tenant screening, repairs, and rent collection, taking the burden directly off your shoulders.