ALEX DOMBECKReal Estate Strategy
eXp Realty

How Much House Can I Afford?

Find out your maximum buying power based on your income and debts before you start looking at homes.

Your Details

Total household income before taxes.

Car loans, student loans, credit card minimums.

Cash you have saved specifically to put down.

Advanced Adjustments (Optional)Show settings
By default, we assume a standard bank rule where all your monthly debts (including your new home loan) cannot add up to more than 45% of your total income.
Est. Buying Power
$344,639
Max Monthly Payment$2,713/mo
Base Home Loan Payment$2,052
Est. Taxes & Insurance$661

Just because you can, doesn't mean you should.

This calculator shows the absolute maximum a bank might lend you based on standard guidelines. We highly recommend targeting a purchase price below this maximum to ensure you have breathing room in your budget for living expenses.

Brokerage Disclosure: eXp Realty is a licensed real estate broker. Information provided is subject to change.

Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Disclaimer: Information is for educational purposes only and is not financial, legal, or tax advice. Estimates are not guaranteed. Consult a licensed mortgage professional for exact numbers.

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