Terms of Service
Last Updated: March 25, 2026
1. Agreement to Terms
By accessing or using this website (the "Site"), operated by Alex Dombeck under the brokerage of eXp Realty ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Site or use our toolkit features.
2. Educational & Informational Purposes Only
The resources, calculators, and content provided on this Site—including but not limited to the First-Time Buyer Toolkit, Payment Estimator, Rent vs. Buy Calculator, and ROI tools—are intended strictly for educational and illustrative purposes.
- Not Legal or Tax Advice: We are real estate professionals, not CPAs or attorneys. Do not construe any information on this site as legal, tax, or financial planning advice.
- Not a Loan Commitment: Interest rates, taxes, insurance, and HOA fees fluctuate. The calculations presented are estimates based on standard assumptions or live API feeds that may contain delays. These figures do not represent a guaranteed rate quote or an offer to lend. Always consult with a licensed Mortgage Loan Originator (MLO) for official loan estimates.
3. Brokerage Affiliation
Alex Dombeck operates as a licensed Real Estate Sales Associate affiliated with eXp Realty, LLC in the State of Florida. Any agency relationships, fiduciary duties, or official real estate representation are established strictly in writing through separate, legally binding agreements (such as an Exclusive Right of Sale Listing Agreement or an Exclusive Buyer Brokerage Agreement), and not merely through your use of this Site.
4. Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
5. Disclaimer of Warranties
The Site is provided on an "AS IS" and "AS AVAILABLE" basis. We make no representations or warranties of any kind, express or implied, as to the operation of their services, or the information, content, or materials included therein. You expressly agree that your use of the Site is at your sole risk.
6. Limitation of Liability
In no event shall Alex Dombeck, eXp Realty, or any associated developers be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the site or its calculators.
7. Contact
If you have questions regarding these Terms of Service, please contact us: